

FREE DOWNLOAD
FREE DOWNLOAD
Life Stage Assessment
Life Stage Assessment
Discover your financial strengths and opportunities across insurance, estate planning, wealth management, and home services. Complete this comprehensive checklist to identify your current score, receive tailored recommendations based on your results, and uncover specific ways to strengthen your financial position while reducing costs on essential services. (Please check your "Junk" folder for the assessment)
Discover your financial strengths and opportunities across insurance, estate planning, wealth management, and home services. Complete this comprehensive checklist to identify your current score, receive tailored recommendations based on your results, and uncover specific ways to strengthen your financial position while reducing costs on essential services. (Please check your "Junk" folder for the assessment)

FREE DOWNLOAD
Life Stage Assessment
Discover your financial strengths and opportunities across insurance, estate planning, wealth management, and home services. Complete this comprehensive checklist to identify your current score, receive tailored recommendations based on your results, and uncover specific ways to strengthen your financial position while reducing costs on essential services. (Please check your "Junk" folder for the assessment)

FREE DOWNLOAD
Life Stage Assessment
Discover your financial strengths and opportunities across insurance, estate planning, wealth management, and home services. Complete this comprehensive checklist to identify your current score, receive tailored recommendations based on your results, and uncover specific ways to strengthen your financial position while reducing costs on essential services. (Please check your "Junk" folder for the assessment)
Guides for your
financial path
Guides for your
financial path
Stewarding your assets and saving you money
Financial Stewardship
Insurance
Wealth Management

Most people don’t know who to trust. As a result, they overpay for their services. Shopping around for great value is time consuming and often leaves you feeling discouraged. We’ll partner with you to find the best solution with service providers you can trust.
Access our team of experts
We take our role as stewards very seriously, working for our clients to protect and compound their hard-earned assets rather than diminishing them.
Access our team of experts
We take our role as stewards very seriously, working for our clients to protect and compound their hard-earned assets rather than diminishing them.
Get the best coverage
We’ll connect you to our trusted network of service providers who will get you the service you need at the price you deserve
Get the best coverage
We’ll connect you to our trusted network of service providers who will get you the service you need at the price you deserve
Grow, save, rest assured
Feel confident as we help you steward your resources, grow your assets, and save more money.
Grow, save, rest assured
Feel confident as we help you steward your resources, grow your assets, and save more money.
We have been in your shoes
We have built a network of service providers you can trust. Each of them are specialists in their field with decades of experience. As active customers of our service providers, we know who to trust. Schedule a pressure-free consultation and find out how much you can save.
How it works:
How it works:
01: Get a free consultation
Connect with our team and tell us a little bit about your goals
02: Meet your new service providers
We’ll personally connect you with providers in our network
03: Save money and earn cash back
Our members save more when they use service providers in our network. Learn more
We know that you want to be a good steward of your finances.
Lowering your cost of living is a wise place to start. Most people don’t know where to find reputable (and affordable) service providers. This can make you feel alone and stuck without options.
Keep Reading
Lowering your cost of living is a wise place to start. Most people don’t know where to find reputable (and affordable) service providers. This can make you feel alone and stuck without options.
Keep Reading


Frequently Asked Questions
What is 3:23?
We started 3:23 with three goals in mind. First, we want to create a central resource to help individuals find the best service providers for managing their personal finances and their home services. We measure “best” by price and service provided. Second, we want to come alongside individuals and provide educational resources (a playbook) so that consumers can be well informed about each service. Third, we want to provide real, monetary value to you for being a member. We do this in two ways: a) we introduce our members to service providers that provide great value; usually, that includes a more affordable solution relative to competitive services; and b) we pay you to be members!
What services do we offer?
We are excited to share our network of service providers with you. We divide our business between Personal Finances and Home Services. Personal Finances: - Home / Renter’s and Auto Insurance - Life Insurance - Expense Management - Estate Planning - Wealth Management Home Services: - Power - Tree Trimming - Pest Control - Plumbing, Electrical, HVAC
How we pay our members
Services businesses have what they refer to as their cost of customer acquisition, CAC for short. Businesses are hyper focused on what it costs to acquire a customer regardless of whether the service is performed once or is a recurring service. By partnering with us, the service provider can lower their cost of customer acquisition. For some of the services we outline below, we are compensated when our members choose to work with our partners. Other solutions we offer ourselves. By building a network of members, we dramatically reduce the cost of customer acquisition for the service provider. Service providers pay 3:23 for that. In turn, we share a portion of our profit with our members. We do this in two ways, either giving "cash back" to the member or in securing meaningful rate-card savings with our service provider. We do this on a per-member basis, so some members who utilize more services receive more cash back. Again, we include the rate-card reductions we obtain for our members in that calculation.
What is 3:23?
We started 3:23 with three goals in mind. First, we want to create a central resource to help individuals find the best service providers for managing their personal finances and their home services. We measure “best” by price and service provided. Second, we want to come alongside individuals and provide educational resources (a playbook) so that consumers can be well informed about each service. Third, we want to provide real, monetary value to you for being a member. We do this in two ways: a) we introduce our members to service providers that provide great value; usually, that includes a more affordable solution relative to competitive services; and b) we pay you to be members!
What services do we offer?
We are excited to share our network of service providers with you. We divide our business between Personal Finances and Home Services. Personal Finances: - Home / Renter’s and Auto Insurance - Life Insurance - Expense Management - Estate Planning - Wealth Management Home Services: - Power - Tree Trimming - Pest Control - Plumbing, Electrical, HVAC
How we pay our members
Services businesses have what they refer to as their cost of customer acquisition, CAC for short. Businesses are hyper focused on what it costs to acquire a customer regardless of whether the service is performed once or is a recurring service. By partnering with us, the service provider can lower their cost of customer acquisition. For some of the services we outline below, we are compensated when our members choose to work with our partners. Other solutions we offer ourselves. By building a network of members, we dramatically reduce the cost of customer acquisition for the service provider. Service providers pay 3:23 for that. In turn, we share a portion of our profit with our members. We do this in two ways, either giving "cash back" to the member or in securing meaningful rate-card savings with our service provider. We do this on a per-member basis, so some members who utilize more services receive more cash back. Again, we include the rate-card reductions we obtain for our members in that calculation.
Guides For Your
Financial Path
Privacy Policy
Terms & Conditions
Subscribe
Guides For Your
Financial Path
Privacy Policy
Terms & Conditions
Subscribe